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At American National, one of the people who makes a difference is Jim Carlson.

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Our function in life is really to put our customer in touch with the right guy in the

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bank who can do the job.

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That's what it's all about. We're three people who are backed by an organization with all

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the skills and tools and what have you to serve anyone's need. And that's going to make

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a difference between the American National and the American National.

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American National, the idea bank where people make the difference.